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The Ultimate Way to Spend and Save
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Get cash back, earn interest, and grow your savings — all for free.
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Verified 18th Nov
Views: 63x
Views: 63x
Current Promo Offers (December 2025)
Get Instant Cash Back
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Get 0.5% cash back on every purchase, and up to 10% when shopping with our brand partners.
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Verified 18th Nov
Views: 40x
Views: 40x
Earn 1.2% Interest
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From your Spendable to your savings, earn 1.2% interest on your entire account.very purchase, and up to 10% when shopping with our brand partners.
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Verified 18th Nov
Views: 25x
Views: 25x
Do It All for Free
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Access all these perks for free. No more surprising charges or hidden fees.
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Verified 18th Nov
Views: 57x
Views: 57x
Credit Building
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The easiest way to build your credit score (we checked!). Subscribe for $7/month and we’ll handle the nitty-gritty work of improving your credit score in just six months.
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Verified 18th Nov
Views: 53x
Views: 53x
Early Payroll
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Set up direct deposit and get 3-day early access to $100 of your paycheque in case of emergencies or unexpected bills. Time travel — it’s a thing with KOHO.
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Verified 18th Nov
Views: 22x
Views: 22x
KOHO New Gamer Account Get 5% Cashback on Gaming Platforms (to 1st Dec)
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KOHO - Credit Building - Banner (to 30th May)
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KOHO - Up to 5% Cash Back for free (to 19th Nov)
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Up to 5% Cash Back on Every Purchase! (to 1st Nov)
Credit Building (French (to 9th Apr)
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Build Your Credit History (to 9th Apr)
The ultimate cash back card for gamers. Get 5% cash back at your fa. (to 9th Apr)
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